Let us help you every step of the way. When purchasing a Salt Spring Island home or property, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining financing or a mortgage can be a complex and tiring process. However, when you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
We try to make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are always familiar with the current homes on the market, and we know the island values well, so we can help you determine which properties are fairly-priced and what condition they are in before you start your search.
It is not always easy to understand our island property market. All the homes and the land they are on have many more variables than you will find in the cities.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider location (town or more rural); community (north, south, east, or west side); neighborhood (older and settled or newer; a particular school zone; hiking trails; transit; beaches - lake or ocean access.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and type of property. Do you want a move-in ready home, or maybe an older one to fix up? Cabin? Condo? Farm? There are exciting choices and decisions to be made. Someday you or your family might want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Do you need financing? Loan Pre-Qualification
Your next step in the purchasing process is to get pre-qualified with a mortgage company. This can sometimes be done over the phone or online. You can choose to work with your bank or a mortgage broker.
We Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system and additional local contacts to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at our website.
We Will Help You Every Step Of The Way
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.